ADDITIONAL PERSUASIVE SPEECHES ACTUAL STUDENT SPEECHES ACTUAL STUDENT SPEECHES WITH ANALYSIS CONTENTS Cell Phones Student Speech – Page 2 Speech with Evaluation – Page 4 Vegetarianism Student Speech – Page 6 Speech with Evaluation – Page 9 Credit Card Fraud Student Speech – Page 13 Speech with Evaluation – Page 16
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ACTUAL STUDENT SPEECH Kim, Linna Speech 10 Joesting, Linda Persuasive Speech Cell Phone Introduction Hook: “True health is more than the absence of disease; it is a balanced life of vital, optimal well being, where your bodies and minds are functioning at their best”. By Amy Worthington Visual Aid How many of you use your cell phone more than an hour a day? Thesis Statement Today, I’m going to tell you about cell phones. I’m against the usage of a cell phone. First, I’m going to talk about the problems that cell phone gives to our body and what we could do to reduce the risk of brain cancer. I. Problem A. According to www.mercedsphonecom.edu, “It was found that users who spend more than an hour a day talking on a cell phone have a close to one third higher risk of developing a rare form of brain tumor. Most frequently, the cancers were found on the side of the head that the user held that phone up to.” B. The people that use their cell phone more than an hour per day, increase the risk of getting acoustic neuroma, a type of tumor, by 30 percent. This tumor occurs in a nerve in the brain and can lead to deafness in one ear. This cancer has increased from one tumor per 100,000 people in1980 to one per 80,000. This cancer is rare. 1. Radiation – Cell phones have radiation. According to www.braincellsinside.org, “Italian scientists have recently demonstrated that cell phone radiation makes cancerous cells grow aggressively”. A huge amount of radiation comes from the keypad and mouth piece. The radiation penetrates the brain, ear and eye tissues. 2. According to www.rinseradiation.com, here are some problems it can cause: a. Damage nerves in the scalp b. Cause memory loss and mental confusion c. Cause headaches. d. Create joint pain
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3. Rate of brain cancer in USA – according to www.consumer2confusion.com, it increased by 25 percent since 1975. In 2001, 185,000 Americans were diagnosed with some type of brain cancer. A brain tumor can grow from the size of a grape to a size of a tennis ball in four months. II. Solution A. Ear piece – To reduce the risk of getting brain cancer, we can use the ear piece. That way the radiation is not traveling directly through the ear. B. This won’t work because not many people use the ear piece. C. What is my solution? Don’t use a cell phone. Find or go online and search for cell phones that have lower radiation waves. The website http://cellphone.cnet.org, rates the top 10 highest and lowest radiation wave levels in U.S. models. D. If you don’t use a cell phone you won’t get any problems with your health. E. What specifically can we do to help? We could choose to use our cell phone wisely. Conclusion People that use cell phones have experienced headaches, short term memory loss, and confusion. The danger is up to five times greater for children. Use your cell phone wisely or get an earpiece. Also, don’t get your child a cell phone; it’s a greater risk for a child to get brain cancer then an adult.
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STUDENT SPEECH WITH EVALUATION Kim, Linna Speech 10 Joesting, Linda Persuasive Speech Cell Phone Introduction Hook: “True health is more than the absence of disease; it is a balanced life of vital, optimal well being, where your bodies and minds are functioning at their best”. By Amy Worthington This is a good hook; however, there should be another hook that follows this one. Bring in some startling information, something that provides some emphasis, for this Persuasive speech. Visual Aid How many of you use your cell phone more than an hour a day? Thesis Statement Today, I’m going to tell you about cell phones. I’m against the usage of a cell phone. First, I’m going to talk about the problems that cell phone gives to our body and what we could do to reduce the risk of brain cancer. Even though the meaning of this thesis is understood, it still needs to be made clear. Ultimately, this speech is going to be about Cell phones contributing to the development of Brain Cancer. How would you re-write this thesis to make that point clear? III. Problem A. According to www.mercedsphonecom, “It was found that users who spend more than an hour a day talking on a cell phone have a close to one third higher risk of developing a rare form of brain tumor. Most frequently, the cancers were found on the side of the head that the user held that phone up to.” B. The people that use their cell phone more than an hour per day, increase the risk of getting acoustic neuroma, a type of tumor, by 30 percent. This tumor occur in a nerve in the brain and can lead to deafness in one ear. This cancer has increase from one tumor per 100,000 people in1980 to one per 80,000. This cancer is rare. Make sure that you clarify every point you make. Do not assume that your audience will follow your thought/meaning. For instance, the second to the last sentence in “B.” above does not express a complete thought. “…to one per 80,000” – when? 4
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What year? The last sentence does not seem to be a true statement when the rate of tumors is increasing. Think about how you word your statements. How about, “even though the rate of tumors is increasing, this cancer is still considered rare in the medical world”. 1. Radiation – Cell phone have radiation. According to www.braincells.org, “Italian scientists have recently demonstrated that cell phone radiation makes cancerous cells grow aggressively”. A huge amount of radiation comes from the keypad and mouth piece. The radiation penetrates the brain, ear and eye tissues. 2. According to www.rinse.com, here are some problem it can cause: a. Damage nerves in the scalp b. Cause memory loss and mental confusion c. Cause headaches. d. Create joint pain 3. Rate of brain cancer in USA – according to www.consumerconfusion.com, it increase by 25 percent since 1975. In 2001, 185,000 Americans were diagnosed with some type of brain cancer. A brain tumor can grow from the size of a grape to a size of a tennis ball in four months. IV. Solution A. Ear piece – To reduce the risk of getting brain cancer, we can use the ear piece. That way the radiation is not traveling directly through the ear. B. This won’t work because not many people use the ear piece. C. What is my solution? Don’t use a cell phone or find go online and search for cell phone that have lower radiation wave. This website http://cellphone.cnet.org, rates the top 10 highest and lowest radiation wave level in U.S. models. D. If you don’t use a cell phone you won’t get any problems with your health. E. What specifically can we do to help? We could choose to use our cell phone wisely. There could be and should be a lot more to this solution. You are trying to persuade your audience to believe what you believe – give your audience more of a solution. Conclusion People that use cell phones have experienced headaches, short term memory loss, and confusion. The danger is up to five time greater for children. Use your cell phone wisely or get an earpiece. Also don’t get your child a cell phone, it’s a greater risk for a child to get brain cancer then an adult. This speech has not included children until now. Do not introduce new information in your conclusion.
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ACTUAL STUDENT SPEECH PERSUASIVE SPEECH Vegetarianism By Claudia Grajeda INTRODUCTION: According to the Animal Rights Community: An average American consumes in his life time: 11 cows, 3 lambs, 3 sheep, 23 hogs, 45 turkeys, 1,100 chickens and 862 pounds of fish. That is a lot of meat! And the National Advisory Committee on Nutritional Education reports that we should reduce our intake of fat and animal products, and increase our intake of complex carbohydrates and fiber found in fruits and vegetables. The reality is that America is eating way too much meat and that is destroying lives and the planet. THESIS: A meat centered diet has shown to affect people’s life everything around is suffering the consequences therefore, we need a solution and the best option is to change our diet. PREVIEW: Today, I am going to talk about one of America’s biggest problems, which is the over consumption of meat. I am going to explain how eating meat affects the environment, the economy, our health, and humanity itself. Also, I am going to explain why we should care and what we can do to solve the problem. I. The Problem – The consumption of animal products harms the economy, the environment and people’s health. A. America has a meat-center diet and mainly because of that and the lack of exercise we are the fattest nation in the world. Obesity rates are increasing as well as the diseases that come with it. According to the American Diabetic Association 20.8 children and adults have diabetics, a disease that could be preventable or control with a healthy diet. And once again it endangers people’s health. The consumption of animal fats and proteins has been linked to heart disease, colon and lung cancer, osteoporosis, diabetes, kidney disease, hypertension, obesity and a number of other conditions. B. Besides health issues the environment is suffering too. Animal agriculture takes a devastating toll on the earth. According to The Animal Rights Community 33% of raw materials are devoted to livestock production. C. In addition to government is expending tons of money in the production of livestock. Think about all the money expend to raise cattle, think about electricity wasted, and who pays all that? Well, the taxpayers. D. Equally, the over consumption of meat affects humanity in various ways. For example according to Vegan.org the factory farm methods to raise cattle and chickens are horrible. The cows and chickens live their short lives caged 6
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drugged, mutilated, and deprived of their most basic freedoms. So there is not such a thing as a happy cow in America. E. Why is it wrong to let this problem continue? 1. First of all, because of the environment: According to American Jurist 87% of agricultural land in U.S. is used to raise animals for food. Also raising animals for food consumes more than half of all the water we use in the US. And 260 million acres of US forestland has been clear for cropland to produce a meat center diet. 2. Secondly, because our health: think about all the chemicals, hormones and additives put into meat. In fact, according to the American Vegetarian Association 55% of all antibiotics used in US are fed to livestock. 3. Also think about the animals that are killed. The Animal Rights Community states that 660,000 animals are killed for meat every hour. F. Why should we care? 1. Because we are using all our natural resources to produce meat. According to The Animal Rights Community it takes 25 gallons of water to produce a pond of wheat and 5,000 to produce a pound of meat. Also if every human ate a meat-centered diet, the world’s oil reserves would last only 13 years. If people would become vegetarians it would last for 260 years. Transition: As I have said, America has a big problem and the government hasn’t done anything about it. But, thank God there are conscious people that are considering a plant base diet. II. Solution A. A vegetarian diet works because it doesn’t affect the environment and doesn’t kill innocent animals. Plus, according to vegetariandiettolive.org a typical vegetarian diet reflects most of the dietary recommendations for healthy eating. Also the Vegetarian Association states that contrary to popular opinion, iron and protein can be found in foods other than meat. B. Also if more people would follow a vegetarian diet certain illness and conditions would disappear. For example obesity, diabetes, cancer, heart attacks, osteoporosis, and more. C. In addition, vegetarianism just makes sense; according to msu4cp.edu humans are designed to eat plant foods. People get ill so often because our body is not suited for meat. Our teeth are flat, not pointed and sharp; also our digestive tract is much longer. Meat-eating animals have a very short digestive system, designed to move the meat through their bodies as quickly as possible. You know who much it takes a person to digest meat? It takes two weeks and there is people eating meat twice a day. D. What can we do to help? 1. Well certainly not everyone should go from being meat eater to a strict vegan but if people would eat less meat it would make their life and the planet better. Start with eating meat just once a day, then once every other day, then every week and work your way through. It is worth it, you won’t regret it and you will feel great within a week! 7
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Conclusion: Today we talked about the devastating effects that a meat diet has in the U.S. We learned how it affects our environment our economy and our health. We found out the best solution for this problem, which is a vegetarian diet. If we eat a plant base diet then our health, our environment and our economy would benefit. If we don’t, then in some years we would had used all our natural resources and there would be an epidemic of diseases relating to ad eating habits. I know that not everyone in this room is going to become a vegetarian even a semi-vegetarian or a lacto-vegetarian you will save water for our kinds’ future, we would have a forest and happy animals but especially you could influence others. So think about it, it only takes a decision.
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STUDENT SPEECH WITH EVALUATION PERSUASIVE SPEECH Vegetarianism By Claudia Grajeda INTRODUCTION: According to the Animal Rights Community: An average American consumes in his life time: 11 cows, 3 lambs, 3 sheep, 23 hogs, 45 turkeys, 1,100 chickens and 862 pounds of fish. That is a lot of meat! And the National Advisory Committee on Nutritional Education reports that we should reduce our intake of fat and animal products, and increase our intake of complex carbohydrates and fiber found in fruits and vegetables. The reality is that America is eating way too much meat and that is destroying lives and the planet. This is a good Introduction. Shocking statements are a great way to get your audience’s attention! THESIS: A meat centered diet has shown to affect people’s life everything around is suffering the consequences therefore, we need a solution and the best option is to change our diet. This Thesis Statement is not only a Run-On Sentence, but the grammatical errors have already begun. It is imperative that you double check your grammar. PREVIEW: Today, I am going to talk about one of America’s biggest problems, which is the over consumption of meat. I am going to explain how eating meat affects the environment, the economy, our health, and humanity itself. Also, I am going to explain why we should care and what we can do to solve the problem. Pretty good Preview. However, the points that will be “explain[ed]” are vague. Don’t’ assume that your audience is going to follow along with your train-of-thought. Just because you start-off talking about “America” does not mean that your audience is going to keep this in mind. You should always try to remove the big questions: Which “environment”?, Who’s “economy”?, what if the is Nothing Wrong with MY “health”?, etc. III. The Problem – The consumption of animal products harms the economy, the environment and people’s health. A. America has a meat-center diet and mainly because of that and the lack of exercise we are the fattest nation in the world. Obesity rates are increasing as well as the diseases that come with it. According to the American Diabetic Association 20.8 children and adults have diabetics, a disease that could be 9
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preventable or control with a healthy diet. And once again it endangers people’s health. The consumption of animal fats and proteins has been linked to heart disease, colon and lung cancer, osteoporosis, diabetes, kidney disease, hypertension, obesity and a number of other conditions. Again, grammar! Take a look at the underlined words. Think about Subject – Verb Agreement! Another important element in speech writing and delivery is ORDER. Go back up to “Point I. The Problem”. Take note of the order of points to be covered and then look at the order written. The order listed is the order you should deliver. Some instructors will tell you to talk about the most important point LAST – this is good advice. B. Besides health issues the environment is suffering too. Animal agriculture takes a devastating toll on the earth. According to The Animal Rights Community 33% of raw materials are devoted to livestock production. What “raw materials” are being talked about here? If you are going to use a quote, make sure you can explain the information. C. In addition to government is expending tons of money in the production of livestock. Think about all the money expend to raise cattle, think about electricity wasted, and who pays all that? Well, the taxpayers. This comment regarding “electricity wasted” feels, almost, blindsiding. If electricity is a big deal then make sure you build up, introduce, explain, something before you say it and then leave it hanging! D. Equally, the over consumption of meat affects humanity in various ways. For example according to Veganeaters.org the factory farm methods to raise cattle and chickens are horrible. The cows and chickens live their short lives caged drugged, mutilated, and deprived of their most basic freedoms. So there is not such a thing as a happy cow in America. E. Why is it wrong to let this problem continue? 1. First of all, because of the environment: According to American Jurist 87% of agricultural land in U.S. is used to raise animals for food. Also raising animals for food consumes more than half of all the water we use in the US. And 260 million acres of US forestland has been clear for cropland to produce a meat center diet. 2. Secondly, because our health: think about all the chemicals, hormones and additives put into meat. In fact, according to the American Vegetarian Association 55% of all antibiotics used in US are fed to livestock. 3. Also think about the animals that are killed. The Animal Rights Community states that 660,000 animals are killed for meat every hour. F. Why should we care? 10
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1. Because we are using all our natural resources to produce meat. According to The Animal Rights Community it takes 25 gallons of water to produce a pond of wheat and 5,000 to produce a pound of meat. Also if every human ate a meat-centered diet, the world’s oil reserves would last only 13 years. If people would become vegetarians it would last for 260 years. Point F.1 looses clarity in the gallons of water needed for the production of wheat versus meat. What does the “world’s oil reserves” have to do with “[us] using all our natural resources to produce meat”? Not that this is a bad point, but it deserves to have its own space and clarification. Transition: As I have said, America has a big problem and the government hasn’t done anything about it. But, thank God there are conscious people that are considering a plant base diet. IV. Solution A. A vegetarian diet works because it doesn’t affect the environment and doesn’t kill innocent animals. Plus, according to vegetariandiettolive.org a typical vegetarian diet reflects most of the dietary recommendations for healthy eating. Also the Vegetarian Association states that contrary to popular opinion, iron and protein can be found in foods other than meat. B. Also if more people would follow a vegetarian diet certain illness and conditions would disappear. For example obesity, diabetes, cancer, heart attacks, osteoporosis, and more. Be careful when making statements that “guarantee”. Illnesses, such as Cancer and osteoporosis, will not necessarily “disappear” with a “vegetarian diet”. What if a woman has a family history of osteoporosis and her doctor makes this statement – she changes her diet, but she is still diagnosed with osteoporosis a year later. What would you do if it were you? Can you say Medical Malpractice Law Suit? C. In addition, vegetarianism just makes sense; according to msu4cp.edu humans are designed to eat plant foods. People get ill so often because our body is not suited for meat. Our teeth are flat, not pointed and sharp; also our digestive tract is much longer. Meat-eating animals have a very short digestive system, designed to move the meat through their bodies as quickly as possible. You know how long it takes a person to digest meat? It takes two weeks and there is people eating meat twice a day. D. What can we do to help? 1. Well certainly not everyone should go from being meat eater to a strict vegan but if people would eat less meat it would make their life and the planet better. Start with eating meat just once a day, then once every other day, then every week and work your way through. It is worth it, you won’t regret it and you will feel great within a week! Good points and explanations for “C.” and “D.”. If all of the preceding points were this clear, this speech would have been perfect. 11
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Conclusion: Today we talked about the devastating effects that a meat diet has in the U.S. We learned how it affects our environment our economy and our health. We found out the best solution for this problem, which is a vegetarian diet. If we eat a plant base diet then our health, our environment and our economy would benefit. If we don’t, then in some years we would had used all our natural resources and there would be an epidemic of diseases relating to bad eating habits. I know that not everyone in this room is going to become a vegetarian even a semi-vegetarian or a lacto-vegetarian you will save water for our kinds’ future, we would have a forest and happy animals but especially you could influence others. So think about it, it only takes a decision. The conclusion started off okay. The underlined sentences just don’t make much sense. Like a gymnast, you want to stick the landing! Make sure your ideas are not running together.
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ACTUAL STUDENT SPEECH Credit Card Fraud Persuasive Speech By Herb Tripp Hook By a show of hands, who is interested in walking out of this class today two hundred dollars richer? Well, guess what class, you are all in for a big surprise, because I am having a raffle blowout, which is a non profit fund raiser by the St. John Kids Corporation to help children who suffer from any type of disease. All I need you to do is to fill out the raffle ticket completely and quickly, with you full name, address, date of birth, and social security number. Once everyone has completed their raffle ticket, please place the raffle ticket in the bag. After I’m done with my speech I will have one of you pick the winner of the raffle blowout and the person gets to walk out of here two hundred dollars richer. Oh and I forgot the mention, the first ten who complete there raffle ticket, receives a bonus. By a show of hands, how many of you own a credit card, or interested in one? By a show of hands, how many of you hate when people accurse you of things that you didn’t do? Thesis Statement/PreviewToday I will demonstrate to you why you should be extremely careful who you give your personal information to so that you don’t fall victim of credit card fraud. First, I’ll tell you the history of the problem and how large the problem is. Secondly, I will discuss who this problem effects, how it affects us, why should we care, and why is it wrong. Finally, I will tell you what has been done to date about the problem why it hasn’t worked, what will work, and what each of you can do to decrease your chances of falling victim to credit card fraud. The Problem I. History of the Problem? How Large Is The Problem? A. According to www.fraudonthemoney.edu, Fraud is nothing new to the merchant. Since the beginning of time, man has always looked for the opportunity to defraud others to gain goods or services without making payment. For the credit card industry, fraud is a part of doing business, and is something that is always a challenge. B. However, the use of credit cards originated in the United States during the 1920s, when individual firms, such as oil companies and hotel chains, began issuing them to customers. But, references to credit cards have been made as far back as 1890 in Europe. C. In 2004, illegal credit-card purchases totaled $788 million in the U.S., and it is on the rise. II. Who/What Does Problem Effect? How Does It Affect Us/Why Should We Care About the Problem? 13
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A. According to www.scamblerbreakers.net, anyone that is able to have a credit card issued in their name, is a potential victim of credit card fraud. A thief does not have to steal your credit card or rifle through your trash to get account numbers. Any time you use your credit card you are making your account number available to everyone who is involved in the transaction, from the sales clerk to the billing staff of the creditor. B. For those of you who don’t have a credit card, and you think, “Oh, I can never be a victim of credit card fraud!” Well think again. All a criminal need is your full name, address, date of birth, social security number, with that alone they are able to open new credit card accounts in your name. When they use the credit cards and don’t pay the bills, the delinquent accounts are reported on your credit report. C. Then they may also call your credit card issuer, to change the billing address on your credit card account. Then the imposter runs up charges on your account, and you don’t even know it. And do you know why? Because the imposter is having the bill sent to another address. D. You all really need to wake up, and care because these imposters are getting your information while they’re on their jobs having access to your accounts or even bribing an employee who has access to your records. E. They may steal your mail, including your bank and credit statements, credit card offers, new checks, and tax information. They may also get your credit reports by posing as a landlord, employer, or someone else who may have a legal right to access your report. F. Not to mention, it costs businesses billions of dollars each year, causing businesses to pass these costs on to you in the form of higher prices, interest rates and fees. You also pay with your time and inconvenience of getting your credit cleared. 1. After all, what’s stopping a waiter from writing down your credit card number and placing orders, on the phone with it later? 2. Nevertheless, I encourage you to take precautions when giving out any confidential information. III. Why is it Wrong to Let Problem Continue? A. It’s illegal; its’ stealing from someone else and leaving them in debt. B. How, I know your wondering what is the credit card companies doing to decrease credit card fraud? Solution I. What Has Been Done To Date About The Problem? Why Hasn’t It Worked? A. According to www.inventyourcredal.card.com, credit card companies are taking steps to make the cards more secure. Some display a photograph of the cardholder so criminals can’t make face-to-face purchases with a stolen credit card. Most cards have holograms, secret imprints, or hidden images so thieves have a harder time making a new credit card with a stolen card number. B. Despite these improvements, you still can be a victim of credit card fraud. It can be a pain to lose a credit card or find unauthorized charges on your credit
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card bill. That’s why it’s important to protect your credit card, your credit card number, and your credit card sales slip. What do I advocate for the solution? What do I think each on of you can do to help this problem? II. What Do You Advocate For The Solution/ What Specifically Can Each Member Of The Audience Do To Help? A. Well, according to www.aarp.net/money/credit.edu, use common sense when it comes to your credit cards. Don’t lend your card to anyone else. If you want someone else to use your credit card, go with the person and do it yourself. Some other tips are. 1. Be aware of con artists who pretend to sell you something just to get your credit card number. 2. Con artists also may pretend to be your Credit Card Company or bank and say they need to verify your card number because of some “computer problem”. Don’t fall for this scam. 3. Make sure your transactions are accurate. Be on guard for dishonest merchants who might change your credit card slip after you sign it. 4. Always add up your charges before signing the credit card receipt. Don’t leave blank spaces where additional amounts could be added. 5. Never sign a blank charge slip. 6. Keep track of your credit card receipts as proof the purchases you actually authorized. 7. Read your monthly billing statement carefully. 8. Shred your receipts and anything with your credit card number on it. Thieves go through trash looking for this valuable information. If you do all of these tips, that I give unto you today. III. What Will Your Solution Do To Curb Problem? A. Criminals will not longer have an easy access to your information, also it will make you feel more secure, knowing you keep a tab of all of your personal information. Conclusion According to www.abcofcredit.gov, credit card fraud is a serious crime. People whose identities have been stolen can spend months or years and thousands of dollars cleaning up the mess trying to make there name and credit good again. In the meantime, victims of credit card fraud may lose job opportunities, be refused loans for education, housing, or cars, and even get arrested for crimes they didn’t commit. As of today, you have been forewarned, make sure you be very careful, who you give your personal information to so that you won’t fall victim of credit card fraud. Now who would like to pick the winner? Oh, I forgot to mention the whole raffle ticket thing is a fraud. 15
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STUDENT SPEECH WITH EVALUATION Credit Card Fraud Persuasive Speech By Herb Tripp Hook By a show of hands, who is interested in walking out of this class today two hundred dollars richer? Well, guess what class, you are all in for a big surprise, because I am having a raffle blowout, which is a non profit fund raiser by the St. John Kids Corporation to help children who suffer from any type of disease. All I need you to do is to fill out the raffle ticket completely and quickly, with you full name, address, date of birth, and social security number. Once everyone has completed their raffle ticket, please place the raffle ticket in the bag. After I’m done with my speech I will have one of you pick the winner of the raffle blowout and the person gets to walk out of here two hundred dollars richer. Oh and I forgot the mention, the first ten who complete there raffle ticket, receives a bonus. By a show of hands, how many of you own a credit card, or interested in one? By a show of hands, how many of you hate when people accuse you of things that you didn’t do? NICE MYSTERY! Great Hook and questions. Thesis Statement/PreviewToday I will demonstrate to you why you should be extremely careful who you give your personal information to so that you don’t fall victim of credit card fraud. First, I’ll tell you the history of the problem and how large the problem is. Secondly, I will discuss who this problem effects, how it affects us, why should we care, and why it is wrong. Finally, I will tell you what has been done to date about the problem why it hasn’t worked, what will work, and what each of you can do to decrease your chances of falling victim to credit card fraud. The Problem IV. History of the Problem? How Large Is The Problem? A. According to www.fraudonthemoney.edu, Fraud is nothing new to the merchant. Since the beginning of time, man has always looked for the opportunity to defraud others to gain goods or services without making payment. For the credit card industry, fraud is a part of doing business, and is something that is always a challenge. B. However, the use of credit cards originated in the United States during the 1920s, when individual firms, such as oil companies and hotel chains, began issuing them to customers. But, references to credit cards have been made as far back as 1890 in Europe. C. In 2004, illegal credit-card purchases totaled $788 million in the U.S., and it is on the rise.
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V. Who/What Does Problem Effect? How Does It Affect Us/Why Should We Care About the Problem? A. According to www.scramblerbrekers.net, anyone that is able to have a credit card issued in their name is a potential victim of credit card fraud. A thief does not have to steal your credit card or rifle through your trash to get account numbers. Any time you use your credit card you are making your account number available to everyone who is involved in the transaction, from the sales clerk to the billing staff of the creditor. B. For those of you who don’t have a credit card, and you think, “Oh, I can never be a victim of credit card fraud!” Well think again. All a criminal need is your full name, address, date of birth, social security number, with that alone they are able to open new credit card accounts in your name. When they use the credit cards and don’t pay the bills, the delinquent accounts are reported on your credit report. C. Then they may also call your credit card issuer, to change the billing address on your credit card account. Then the imposter runs up charges on your account, and you don’t even know it. And do you know why? Because the imposter is having the bill sent to another address. D. You all really need to wake up, and care because these imposters are getting your information while they’re on their jobs having access to your accounts or even bribing an employee who has access to your records. E. They may steal your mail, including your bank and credit statements, credit card offers, new checks, and tax information. They may also get your credit reports by posing as a landlord, employer, or someone else who may have a legal right to access your report. F. Not to mention, it costs businesses billions of dollars each year, causing businesses to pass these costs on to you in the form of higher prices, interest rates and fees. You also pay with your time and inconvenience of getting your credit cleared. 1. After all, what’s stopping a waiter from writing down your credit card number and placing orders, on the phone with it later? 2. Nevertheless, I encourage you to take precautions when giving out any confidential information. VI. Why is it Wrong to Let Problem Continue? A. It’s illegal; its’ stealing from someone else and leaving them in debt. B. How, I know your wondering what is the credit card companies doing to decrease credit card fraud? Solution II. What Has Been Done To Date About The Problem? Why Hasn’t It Worked? A. According to www.inventyourcredal.card.com, credit card companies are taking steps to make the cards more secure. Some display a photograph of the cardholder so criminals can’t make face-to-face purchases with a stolen credit card. Most cards have holograms, secret imprints, or hidden images so thieves have a harder time making a new credit card with a stolen card number.
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B. Despite these improvements, you still can be a victim of credit card fraud. It can be a pain to lose a credit card or find unauthorized charges on your credit card bill. That’s why it’s important to protect your credit card, your credit card number, and your credit card sales slip. What do I advocate for the solution? What do I think each of you can do to help this problem? III. What Do You Advocate For The Solution/ What Specifically Can Each Member Of The Audience Do To Help? A. Well, according to www.aarp.net/money/credit.edu, use common sense when it comes to your credit cards. Don’t lend your card to anyone else. If you want someone else to use your credit card, go with the person and do it yourself. Some other tips are. 1. Be aware of con artists who pretend to sell you something just to get your credit card number. 2. Con artists also may pretend to be your Credit Card Company or bank and say they need to verify your card number because of some “computer problem”. Don’t fall for this scam. 3. Make sure your transactions are accurate. Be on guard for dishonest merchants who might change your credit card slip after you sign it. 4. Always add up your charges before signing the credit card receipt. Don’t leave blank spaces where additional amounts could be added. 5. Never sign a blank charge slip. 6. Keep track of your credit card receipts as proof the purchases you actually authorized. 7. Read your monthly billing statement carefully. 8. Shred your receipts and anything with your credit card number on it. Thieves go through trash looking for this valuable information. If you do all of these tips, that I give unto you today. IV. What Will Your Solution Do To Curb Problem? A. Criminals will not longer have an easy access to your information, also it will make you feel more secure, knowing you keep a tab of all of your personal information. Notice that the order given at the beginning of this speech is the order the speech was written? Conclusion According to www.abcofcredit.gov, credit card fraud is a serious crime. People whose identities have been stolen can spend months or years and thousands of dollars cleaning up the mess trying to make there name and credit good again.
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In the meantime, victims of credit card fraud may lose job opportunities, be refused loans for education, housing, or cars, and even get arrested for crimes they didn’t commit. As of today, you have been forewarned, make sure you be very careful, who you give your personal information to so that you won’t fall victim of credit card fraud. Now who would like to pick the winner? Oh, I forgot to mention the whole raffle ticket thing is a fraud. Remember that your conclusion is a time to “wrap-up” your speech. Do not introduce anymore new information and do not use quotes. This is the point in which you tell your audience what you told them. The Speech Mantra: Tell your audience what you’re going to tell them, Tell them, and then Tell them what you told them!
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