Strategy funds: smart global investments BFI Dynamic (EUR) – for risk-ready investors BFI Dynamic (EUR) invests … ... globally, mainly in shares and to a lesser extent in bonds, commodities, real estate and other asset classes. The average share allocation is 75% and the maximum is 90%. BFI Dynamic (EUR) is orientated towards capital growth and tends to exhibit large price fluctuations. A maximum of 30% is invested in fixedinterest securities. → Flexibility – the advantage with strategy funds: Three specialised investment teams oversee the professional management of investments. Depending on the market situation, fund managers may increase or reduce the relative proportion of bonds, shares and other investments. They may make these changes within a fixed band defined by Baloise, with the aim of using opportunities presented by the market, reducing risks and taking into account market trends.
Breakdown by investment category (guidance values) Equities Bonds Real estate Commodities and others
75 % 15 % 5 % 5 %
The chart figures are averages. Please check the monthly fact sheet of the investment fund for the current breakdown by investment category. The fact sheet can be found at www.baloise-fund-invest.com.
→ Currency allocation: The fund managers invest an average of 50% in euros, and up to a maximum of 75% in foreign currencies, depending on the market situation. → Risks: The value of this investment fund may fluctuate as a result of the risks it is exposed to, in particular equity, interest and credit risks. Furthermore, the fund is subject to currency risk, as some investments are made in local currencies.
BFI Dynamic (EUR) is suitable for … ... investors who expect a high yield and are able to absorb large fluctuations in price. Those investing in the BFI Dynamic (EUR) fund reside in the euro zone or wish to make their investments predominantly in euros.
Fund identification Securities number 1212321 ISIN LU0127032794 WKN (securities identification code) 676782
Important legal advisory This document is intended exclusively for information purposes and constitutes neither an offer nor a solicitation to purchase or sell fund shares, nor does it represent a solicitation to submit an offer to contract securities-related or other services. This document cannot serve as a replacement for individual advice. The respective updated prospectuses and annual/half-year reports form the sole binding basis for the purchase of fund shares. No liability can be accepted for the accuracy, completeness or topicality of the information provided in this document. Baloise Fund Invest (Lux) is a fund organised under Luxembourg law. The simplified prospectus, full prospectus, fund bylaws and annual/half-year reports may be obtained free of charge from the fund’s representative in Switzerland, Baloise Insurance Ltd, Aeschengraben 21, CH-4002 Basel, or from the paying and information agent for the respective country of distribution. Past performance, simulations and projections are not reliable indicators of future performance. The historical performance data provided does not factor in any costs accruing through the purchase or redemption of shares. Commissions and fees negatively impact performance. All investments involve risks, particularly of fluctuations in value and return. If the currency of the financial product does not correspond with your reference currency, returns may be increased or decreased by exchange rate movements. The information provided in this document does not factor in specific or future investment objectives, the investor’s tax or financial situation or the recipient’s individual needs. Shares of the fund may not be offered, sold or distributed in the US.
Paying and information agents, distribution contacts Switzerland Paying agents: Baloise Bank SoBa AG, Amtshausplatz 4, CH-4500 Solothurn; Bank CIC (Switzerland), Marktplatz 11–13, CH-4001 Basel Distribution contact: Baloise Insurance Ltd, Baloise Fund Invest, Tel. +41 58 285 87 24,
[email protected], www.baloise-fund-invest.com Germany Paying and information agent: State Street Bank GmbH, Solmstrasse 83, D-60486 Frankfurt Distribution contact: Deutscher Ring Financial Services, Tel. +49 40 3599 30 20,
[email protected], www.deutscherring.de Baloise Insurance, Tel. +49 61 72 12 52 20,
[email protected], www.basler.de
Investment fund currency The currency of the investment fund may affect your investment if it differs from the currency of your place of residence. This is the case, for example, → if you live in Switzerland but invest in a EUR-denominated fund or → if you live outside of Switzerland and invest in a CHFdenominated fund.
Baloise Group Investments are a matter of trust. The Baloise Group has been managing the money entrusted to it with great success since 1864. Baloise Asset Management manages securities totalling around CHF 40 billion, including the assets of the BFI investment funds. The fund company Baloise Fund Invest (Lux) offers a diverse range of investment funds. Baloise is present on all notable global financial markets, where it uses its volume of securities to achieve attractive terms and benefits. For further information, please visit www.baloise-fund-invest.com
Belgium Paying and information agent: CACEIS Belgium S.A., Avenue du Port 86 C b 320, B-1000 Brussels Distribution contact: Mercator S.A., Tel. +32 3 247 21 11,
[email protected], www.mercator.be
Baloise Fund Invest a division of Baloise Insurance Ltd Aeschengraben 21 CH-4002 Basel
Luxembourg Domiciled office: CACEIS Bank Luxembourg, 5, Allée Scheffer, L-2520 Luxembourg Distribution contact: Bâloise Vie Luxembourg S.A., Tel. +352 290 190 1,
[email protected], www.baloise.lu
Tel. +41 58 285 87 24
[email protected] www.baloise-fund-invest.com
510.1106 e 1.12 300
Austria Paying and information agent: Vorarlberger Landes- und Hypothekenbank AG, Hypo-Passage, A-6900 Bregenz Distribution contact: Basler Versicherungs-Aktiengesellschaft in Österreich, Tel. 0800 22 1000,
[email protected], www.basler.co.at
