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Rev. October 2016
FACTS Why?
What?
How?
WHAT DOES FIDELITY BANK DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Account balances Payment history Credit history Account transactions Checking account information When you are no longer our customer, we continue to share your information as described in this notice. All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Fidelity Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus For our marketing purposes – to offer our products and services to you For joint marketing with other financial companies For our affiliates' everyday business purposes information about your transactions and experiences For our affiliates' everyday business purposes information about your creditworthiness For nonaffiliates to market to you
Questions?
Does Fidelity Bank share?
Can you limit this sharing?
Yes
No
Yes
No
Yes Yes
No No
No
We don't share
No
We don't share
Call toll-free 800-220-2497 or go to www.bankwithfidelity.com
Page 2 Who We Are Who is providing this notice?
Fidelity Bank
What We Do How does Fidelity Bank protect my personal information?
How does Fidelity Bank collect my personal information?
Why can't I limit all sharing?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. We collect your personal information, for example, when you Open an account Apply for financing Give us your contact information Provide your mortgage information Show your government-issued ID We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions Affiliates
Nonaffiliates
Joint Marketing
Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include: Financial companies such as: Homestead Title. Companies not related by common ownership or control. They can be financial and non-financial companies. Fidelity Bank does not share with nonaffiliates so they can market to you. A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include credit card companies and banking services companies.
