Apply For BOC SHENG SIONG CARD 1
4
My Banking Relationship / Ꜿ遤Ⱒ禹 Existing Bank of China credit cardholder 䊺䭯剣⚥㕂Ꜿ遤⥌欽⽓
梡⚹⚥㕂Ꜿ遤㹐䨪
No existing relationship Mr ⯓欰
Mdm 㥎㡦
Mrs 㣖㣖
Should your employment details differ from the bank’s records, BOC will then request for additional supporting income documents.
Dr ⽇㡦
偽⟣⡦⚥㕂Ꜿ遤餖䨪
Do you wish to receive marketing and promotional information about our product and services? 䝠僽や剣Ⱓ馰佐ⵌ劥遤涸❡ㅷ♸剪⸉涸蠒Ꝉㄤ⤛Ꝉ餴雴 Yes 僽 No や
2
Miss 㼭㨰
Name to appear on Credit Card (19 characters) 儑爙㖈⥌欽⽓♳涸㨹ぜ♶馄鵂⚡㶶嫢
Date of Birth ⴀ欰傈劍
霼岤䠑蕯䝠鷥䭊僽䧮⟌㼜⠔鸑鵂歏霢殆鎊ծ皍雴䕙⥌ծ歏齱ㄤ䧴湬齱勻翫禹䝠Ⱒ✵劥遤涸❡ ㅷ♸剪⸉涸蠒Ꝉㄤ⤛Ꝉ餴雴կ
NRIC / Passport No. 魧⟧霆䫡撑〿瀦
Credit Limit Amount / ⥌欽괄䏞ꆄ괄
Nationality 㕂硂
I request to cap my granted credit limit at a maximum of 䧮銳宠⚥㕂Ꜿ遤䨾霃㹁涸⥌欽괄䏞ꆄ괄♶馄鵂: S$______________ (min. 剒㼱 S$2,000)
DD/MM/YY 傈剢䎃
Gender 䚍ⵆ
F 㥎 M 歑 Office Address Ⱆ㖑㖧
PR 宕⛉㾀字
Y 僽 N や
Postal Code 齱⼓〿
Home Address ⡞㹻㖑㖧 Block 㣐晥
Please indicate or tick one box only 霼岤僈䧴⺠鷥♧⚡鷥고 Banking & Finance Ꜿ遤ꆄ輑 Postal Code 齱⼓〿
Overseas Permanent Address ( If non-Singaporean) 㢪硂➃㡦涸嵳㢪宕⛉㾀⡞㖑㖧
BOC SHENG SIONG CARD / ⚥Ꜿ傻蝫⽓
Main / ⚺⽓䎃餩 – S$30 p.a. (First year waived / 껷䎃⯝餩) Supplementary / ꣡㾩⽓䎃餩 – S$15 p.a. (First year waived / 껷䎃⯝餩)
Important Requirements (Please complete the entire form in English)
Basic Document Required 1. Please submit the following identification documents that are applicable to you and tick off the relevant boxes below: Singapore Citizens and Permanent Residents Photocopy of NRIC (front and back) Foreigners Photocopy of your Employment Pass (valid for at least 9 months) and Passport 2. Please submit the following income documents that are applicable to you and tick off the relevant boxes below: Salaried Employee Latest computerised payslip CPF Statement for the last 6 months Latest Income Tax Notice of Assessment** with latest computerised payslip OR CPF Statement for the last 6 months Self-Employed, Commissioned or Variable Income Earners Income Tax Notice of Assessment** for the last 2 years OR CPF Statement for the last 12 months **
You can now print Notice of Assessment at myTax Portal with your SingPass or IRAS PIN. The service is free. Log on to https://mytax.iras.gov.sg. Insufficient information may cause delays in processing.
Bank of China Singapore Branch Card Centre 24-Hour Customer Service Hotline 㼭傞㹐䨪剪⸉掚絁1800 338 5335 Fax ⠛溫6532 6318
IT/Communications ⥌䜂猰䪮鸑雴
Government 佟䏎鿈꡶
Manufacturing ^^ ⵖ鸣
Hotel / Tourism ꂊ䏅假康
Retail ꨪ㈒
Arts / Creative Designs 蒌助霃雦
Entertainment 㬛⛙
F&B 귬껏
Shipping 鵘鳕
Accounting ⠔雦
Legal 岁䖒
Wholesale / Trading 館僒
Postal Code 齱⼓〿
^^
^^
Expiry Date of Employment Pass 䊨⡲ⲥ霆剣佪劍荛
Please indicate company products/services 霼岤僈Ⱆ❡ㅷ剪⸉
Marital Status 㭵㪞朐ⲃ
DD/MM/YY 傈剢䎃
Home Country ID No. 劥㕂魧⟧霆〿瀦
0
Single ⽀魧
1
Married 䊺㭵
Current Position 䔲翟⡙
2
Divorced 猌㭵
3
Widowed 㻑㾀/ 둡㾀
Please indicate or tick one box only 霼岤僈䧴⺠鷥♧⚡鷥고 GMs/MDs/CEOs G 䚪絑椚袙✲絑椚遤佟䚪鄪
Home ⡞㹻歏霢
Eligibility Criteria • All principal applicants must be at least 21 years old and earn a minimum income of S$30,000 p.a., OR minimum income of S$15,000 p.a. if between 55 - 65 years of age for BOC SHENG SIONG CARD. • Minimum income of S$20,000 p.a. is required for BOC MoneyPlus. • For foreigners, a minimum income of S$60,000 p.a. is required. • If you do not meet the minimum requirement, a minimum Fixed Deposit of S$10,000 is required or such other amount as the Bank deems fits.
Months 剢
Industry / Business Type Ⱆ⚌⸉䚍餘
Unit # ꡶晥
Street / Building Name / 㣐⾺ / 遳麤ぜ獦
䧮ず䠑䱹「⚥㕂Ꜿ遤䨾霃㹁涸⟣⡦⥌欽괄䏞ꆄ괄
Choose Your Card Type / ⽰ⵠ歍霼⚥Ꜿ⥌欽⽓
Years 䎃
Length of Employment 「䎃餴
I agree to any credit limit amount as determined by BOC‘s sole discretion
3
Check here if self-employed 荈➃㡦霼⺠姼吃
Name of Company Ⱆぜ獦
Please note that by indicating 'Yes’ in this form, we will communicate to you on such marketing and promotional information via phone/voice call, SMS/MMS, email and/or direct mail.
I would like the following option for my credit limit amount 㼆✵䧮涸⥌欽괄䏞ꆄ괄䧮銳宠⟄♴鷥고 (Please tick accordingly) : Note: The credit limit will apply to all your existing BOC Credit Card(s).
My Employment Details /歍霼➃翟⚌餴俱 For existing BOC Principal Cardmembers, you need not fill up this section if there is no change in your employment details. For your convenience, no income documents will be required. Otherwise, please indicate the fields accordingly and submit this application form along with supporting income documents.
Name as in NRIC / Passport (Please underline surname) 㨹ぜ♸魧⟧霆䫡撑♧荝䎇✵㨹孒♴ⴢ絁
Existing Bank of China customer
5
My Personal Details /歍霼➃⚡➃餴俱
Mobile 䩛䲿歏霢(Mandatory 䗳㞅고)
Adminstrative 遤佟➃プ
E
Executive 䪄遤➃プ
P
Professional ⚁⚌䪮助➃プ
D
Commission Earners ⡾ꆄ饊》罏
S
Sales Ꝉ㈒
M
Managerial 盗椚➃プ
V
Civil Servant Ⱆ⸉プ
R
Retired 䊺鷍⠅
No. of Dependants 「饑Ⱞ➃侨
Office ⸅Ⱆ歏霢
A
Annual Income 䎃佐Ⰶ(Please provide income documents)
Are you 「䚍餘
Language Preferred 䌢欽露俒 Email 歏齱㖑㖧(Mandatory 䗳㞅고)
1
English 薉俒
On Contract (Expiry M __ __ Y __ __) ざ紨䊨 @@@@䎃@@@@剢劍忘
2
Chinese ⼶俒
Permanently Employed 劍「
Residential Status ⡞㸔
Length of Stay 㾀⡞䎃侨
1
Rented 獆欽
3
Employers’ ⚺䨾剣
5
Others Ⱖ➭
2
Parents’ 昿嫢䨾剣
4
Mortgaged 䫻䬃
6
Owned 荈剣
6
Additional Details /괄㢪絈蒜
Years 䎃 Mother’s Maiden Name 嫢❵㭵㨹ぜ
Months 剢
Residential Type ⡞㸔猫碫
1
HDB - 3Rm/4Rm 佟䏎絆㾋♲䨻/㔋䨻
4
Private Apartment/Condominium 猙➃Ⱆ㺱
2
HDB - 5Rm/Executive Apt 佟䏎絆㾋❀䨻/Ⱆ㺱䒭
5
Terrace 䱗㾋
3
Executive Condo/HUDC 䪄遤Ⱏ盗Ⱆ㺱
6
Semi-detached ⼱杝用䒭峕䨻
7
Bungalow 杝用䒭峕䨻
7
My Preferred Billing Address /餖⽀㺕荛 H
Education Level 侅肫玐䏞
To Home Address ⡞㹻㖑㖧
W
To Office Address ⸅Ⱆ㖑㖧
Address 㖑㖧 (Please provide us with billing proof)
1
Primary 㼭㷖
4
Diploma ⚁⚌俒⳪
2
Secondary ⚥㷖
5
Degree 㣐㷖
3
Pre-University 넞⚥
6
Postgraduate 灇瑕ꤎ
7
Others Ⱖ➭
(Please specify 霼岤僈)
Postal Code 齱⼓〿
O
To Other Address Ⱖ➭㖑㖧
8
Supplementary Card Applicant’s Particulars /꣡㾩⽓歍霼➃餴俱
(iii)
agree that the Card/ATM Card in relation to MoneyPlus Account and personal identification number may be collected by me/us personally at my/our option or be sent to me/us by ordinary mail at my/our sole risk to my/our billing address.
Name as in NRIC / Passport (Please underline surname) 㨹ぜ♸魧⟧霆䫡撑♧荝䎇✵㨹孒♴ⴢ絁
(iv)
agree and authorise BOC to make payment to any credit card/credit line/bank account(s) held with any banks or financial institutions in Singapore (other than BOC) as stated under Fund Transfer application form herein.
(v)
confirm that as at the time of this application, I/we am/are not an undischarged bankrupt(s) and there has been no statutory demand served on me/us nor legal proceedings commenced against me/us.
(vi)
understand that BOC reserves the right to decline this application at its sole discretion without giving any reason and without entering into any correspondence; and to retain all supporting documents submitted for the processing.
Name to appear on Credit Card (19 characters) 儑爙㖈⥌欽⽓♳涸㨹ぜ♶馄鵂⚡㶶嫢
Date of Birth ⴀ欰傈劍
DD/MM/YY 傈剢䎃
Gender 䚍ⵆ
0 1
F 㥎 M 歑
NRIC / Passport No. 魧⟧霆䫡撑〿瀦 Nationality 㕂硂
PR 宕⛉㾀字
Y 僽 N や
Home Address (If different from Principal Card applicant’s) ⡞㖧蕯♶ず✵⚺⽓歍霼➃
Postal Code 齱⼓〿 Name of Company Ⱆぜ獦
⡞㹻歏霢
Home
Mobile 䩛䲿歏霢 Office
Annual Income 䎃佐Ⰶ
Relationship with Main Applicant ♸⚺⽓歍霼➃涸Ⱒ禹
⸅Ⱆ歏霢
All applications are subject to approval. Supplementary Card application must be at least 18 years of age. Please also attach a copy of NRIC (front and Back). If applicant’s age is below 18, a letter of acceptance from the overseas institution is required. 䨾剣歍霼곢絑䪠ⲥ䩞〳欰佪꣡㾩⽓歍霼➃곢䎃忘㿨䎇꣡♳魧⟧霆㢕⽪⟝姻⿿կ蕯歍霼➃ 涸䎃륁㖈㿨⟄♴ⴭ곢䲿⣘嵳㢪㣐⚁ꤎ吥Ⰶ㷖霆僈⛼կ
9
Declaration and Agreement /㡮僈♸⼸雳 BOC Credit Card, MoneyPlus & Fund Transfer (Important : Please read before signing) ⚥Ꜿ⥌欽⽓僒鴪⿺⡮괄鲮餖岤䠑霼➫絈ꢓ靀たⱄ皊ぜ
BOC Credit Card: By signing below, I/we request that a Card Account be opened for me/us and for the Card(s) to be issued, renewed and replaced until the Card Account is terminated. I/We acknowledge and agree that my/our use of the Cards shall be subject to the terms and conditions of the BOC Cardmember Agreement (as may be amended, supplemented and replaced from time to time), including the provisions relating to BOC’s collection, use, disclosure and/or processing of my/our personal data and any amendment and addition made thereto from time to time, and further agree to be bound by the terms and conditions stated therein. I/We understand that a copy of BOC Cardmember Agreement will be sent to me/us by mail with the Card(s) at my/our own risk.
(vii) authorise BOC to accept and act upon all communications or instructions from me/us via electronic mail or SMS using the email address or Singapore telephone number that I/we may provide now or in the future, with regard to my/our Card/MoneyPlus Account(s) and BOC shall not be liable if it acts upon such communications in good faith. (viii) consent to BOC collecting, using and/or disclosing my/our personal data for one or more of the following purposes: a) considering and/or processing the Cardmember’s application/transaction with the Bank; b) facilitating, processing, dealing with, administering, managing and/or maintaining the Cardmember’s relationship with the Bank, including but not limited to handling feedback or complaint; c) providing Cardmember with the Bank’s services and products, as well as services and products provided by other external providers provided through the Bank; d) carrying out the Cardmember’s instructions or responding to any enquiry given by (or purported to be given by) the Cardmember or on his/her behalf; e) contacting the Cardmember or communicating with the Cardmember via phone/voice call, text message and/or fax message, email and/or postal mail for the purposes of administering and/or managing the Cardmember’s relationship with the Bank such as but not limited to communicating information to the Cardmember related to the Card Account or Card Transaction. The Cardmember acknowledge and agree that such communication by the Bank could be by way of the mailing of correspondence, documents or notices to the Cardmember, which could involve disclosure of certain personal data about the Cardmember to bring about delivery of the same as well as on the external cover of envelopes/mail packages; f) dealing in any matters relating to the services and/or products which the Cardmember are entitled to under any contract with the Bank including performing the contract; g) carrying out credit checks, due diligence or other screening activities (including background checks) in accordance with legal or regulatory obligations or the Bank’s risk management procedures that may be required by law or that may have been put in place by the Bank; h) to prevent or investigate any fraud, unlawful activity or omission or misconduct, whether relating to the Cardmember’s relationship with the Bank or any other matter arising from the Cardmember’s relationship with the Bank, and whether or not there is any suspicion of the aforementioned; i) complying with or as required by any applicable law, governmental or regulatory requirements of any relevant jurisdiction, including meeting the requirements to make disclosure under the requirements of any law binding on the Bank and/or for the purposes of any guidelines issued by regulatory or other authorities, whether in Singapore or elsewhere, with which the Bank is expected to comply; j) complying with or as required by any request or direction of any governmental authority; or responding to requests for information from public agencies, ministries, statutory boards or other similar authorities (including but not limited to the Monetary Authority of Singapore, Inland Revenue Authority of Singapore, Insolvency & Public Trustee’s Office, Commercial Affairs Department and courts). For the avoidance of doubt, this means that the Bank may/will disclose your personal data to the aforementioned parties upon their request or direction; k) conducting research, analysis and development activities (including but not limited to data analytics, surveys and/or profiling) to improve the Bank’s services and facilities in order to enhance the Cardmember’s relationship with the Bank or for the Cardmember’s benefit, or to improve any of the Bank products or services for the Cardmember’s benefit; l) storing, hosting, backing up (whether for disaster recovery or otherwise) of the Cardmember’s personal data, whether within or outside Singapore; m) financial reporting, regulatory reporting, management reporting, risk management (including monitoring risk exposure) audit, record keeping purposes and n) purposes which are reasonably related to the aforesaid.
Apply for BOC Fund Transfer / 歍霼⚥Ꜿ⡮괄鲮餖 n otio Prom d till li a v ber e ce m 3 1 D 0 17 2
with 1.8% processing fee (EIR = 3.85%) ⚡剢ⵄ桧 1.8%䩛絯餩㹊꣢䎃ⵄ桧3.85%) 1.8% processing fee promotion is valid for new to bank customers only. Normal processing fee of 3% (EIR = 6.38%) applies otherwise.
with 3.5% processing fee (EIR = 3.98%) ⚡剢ⵄ桧 3.5%䩛絯餩㹊꣢䎃ⵄ桧3.98%) 3.5% processing fee promotion is valid for new to bank customers only. Normal processing fee of 5% (EIR = 5.60%) applies otherwise.
MoneyPlus (applicable only if you apply for MoneyPlus): I, as principal applicant, understand that, subject to the discretion of BOC, a MoneyPlus Account may be opened for me upon my successful application of the Card. Where a MoneyPlus Account is made available to me, l agree to be bound by the BOC MoneyPlus Terms and Conditions, (a copy will be made available to me upon the MoneyPlus Account being made available to me), including the provisions relating to BOC’s collection, use, disclosure and/or processing of my personal data, and any amendment and addition made thereto from time to time. Fund Transfer (applicable only if you apply for Fund Transfer): I/We understand that, subject to the discretion of BOC, a Fund Transfer may be made available to me/us upon my /our successful application of the Card. I/We acknowledge that I/we may use the Fund Transfer services upon BOC’s approval and the said services is subject to the Fund Transfer Terms and Conditions. I/We, jointly and severally, (i) represent and warrant that all information given in this application and all documents submitted to Bank of China Limited, Singapore Branch (“BOC”) are complete, true and accurate and belong to BOC absolutely. If any of the given information changes or becomes inaccurate in any way, I/we shall promptly notify BOC in writing of any such change or inaccuracy. (ii)
agree that the Principal Card applicant is responsible for all liabilities (including but not limited to annual fees and other charges) which may be incurred in respect of his/her Cards(s) and all Supplementary Card(s) issued at his/her request; each Supplementary Card applicant is responsible only for all liabilities which may be incurred in respect of his/her Supplementary Card(s).
Please sign as you would for all future transactions. 歍霼➃霼㖈姼皊ぜ烁⥂♸傈た❜僒⽀䰘⿺⛼⥌皊ぜ♧荝կ
Principal Card Applicant’s Signature / ⚺⽓歍霼➃皊ぜ
Date 傈劍
Supplementary Card Applicant’s Signature / ꣡㾩⽓歍霼➃皊ぜ
Date 傈劍 Principal Card Applicant’s Signature / ⚺⽓歍霼➃皊ぜ
Date 傈劍
Get extra cash to realise your dream easily!
fee ye ar er waiv 费 年免 首一
1
Credit Limit Amount
• Pay on what you have used with low rates of 1.65% monthly • Ease of withdrawing cash anytime, anywhere • 1 year fee waiver
23 days from statement date if bills are paid in full
Interest on purchases (where applicable)
2.16% per month (EIR: 25.88% p.a.); min S$3.00, if payment is not made in full by due date
Interest on cash advances
2.34% per month (EIR: 28% p.a.); min. S$3.00, compounded daily and levied on the amount withdrawn from the withdrawal date until receipt of full payment For full payment of cash advance, please call 24hr customer hotline at 1800 338 5335
Minimum monthly payment
3% of the monthly balance outstanding, plus any outstanding Minimum Payment Sum, plus the amount in excess of the Credit Limit, or S$50, whichever is greater
Late payment charges
5% of the Minimum Payment Sum or S$100 per month, whichever is higher; if min. monthly payment is not made by due date
Annual membership fee
S$30 (principal card), S$15 (supplementary card)
Cash advance fee
S$20 or 6% of amount withdrawn, whichever is greater
Take advantage of our 0% fund transfer. Simply transfer funds from your BOC Credit Cards to ANY of your bank’s savings/current/credit card/credit line accounts, to pay your outstanding bills or simply use the cash for anything you want.
Fees for foreign currency transactions
Our administrative fee: up to 1.5% of transaction amount Visa Cross-border fee: Additional 1% of transaction amount
Dynamic currency conversion fee
All Visa transactions effected in Singapore dollars and processed overseas are levied a fee of 1% by Visa
Payment hierarchy
Payment made to the credit cardmember’s account will be settled in the following order, with 1 being the highest priority for settlement: 1. Cash Advance 2. Retail Transaction 3. FlexiBalance/ Instalment Payment Plan (IPP) 4. Fund Transfer
Cash Advance1 괄㢪梡ꆄ剪⸉
Lost/stolen card liability
Max. S$100 liability if Cardmember has not acted fraudulently / grossly negligent / failed to inform Bank promptly. For details, please visit www.bankofchina.com/sg
I request to cap my granted credit limit at a maximum of 䧮銳宠⚥㕂Ꜿ遤䨾霃㹁涸⥌欽괄䏞ꆄ괄♶馄鵂S$ (min. 剒㼱S$2,000) I agree to any credit limit amount as determined by BOC‘s sole discretion 䧮ず䠑䱹「⚥㕂Ꜿ遤䨾霃㹁涸⟣⡦⥌欽괄䏞ꆄ괄
Credit Card Services / ⥌欽⽓剪⸉
Yes! I want to apply for MoneyPlus Term Loan to enjoy lower interest rate. (Please select one of the tenure) 6.38% p.a. for 12 Months ⚡剢餧妴䎃ⵄ桧⚹
7.38% p.a. for 24 Months ⚡剢餧妴䎃ⵄ桧⚹
8.68% p.a. for 36 Months ⚡剢餧妴䎃ⵄ桧⚹
Upon approval, if your requested loan amount exceeds the approved loan amount, the amount disbursed will be the approved loan amount. 㥵䝠涸歍霼ꆄ괄馄ⴀ䪠呍餧妴괄剒絊㶸Ⰶꆄ괄⚹䪠呍餧妴괄կ
0
%
0% Fund Transfer 0%ⵄ桧⡮괄鲮餖
Fund Transfer
Amount requested 佅》ꆄ괄 (min剒㼱S$1,000) Account Name 餖䨪㨹ぜ
Credit Card Useful Information ⥌欽⽓岤䠑✲고 Interest free period
I would like the following option for my credit limit amount 㼆✵䧮涸⥌欽괄䏞ꆄ괄䧮銳宠⟄♴鷥고 1MFBTFUJDLBDDPSEJOHMZ
MoneyPlus Term Loan Application
If you wish to have a free credit report, you may obtain it within 30 calendar days from the date of approval or rejection of this application via Credit Bureau (Singapore) website (www.creditbureau. com.sg). Alternatively, you may bring the approval or rejection letter and your NRIC to the mentioned credit bureau’s registered office to obtain a free credit report.
(As shown in your bank account♸Ꜿ遤餖䨪♧荝)
Name of bank Ꜿ遤ぜ獦 Account Type 餖䨪碫㘗 (Savings/current⪰襴餖䨪勻䖃餖䨪)
Account No. 餖䨪〿瀦
BOC MoneyPlus Term Loan Terms and Conditions 1. Upon completion of your MoneyPlus Term Loan tenure, the MoneyPlus Account prevailing Interest rate will apply. Usage of your MoneyPlus Account available credit limit will be charged at the MoneyPlus Account prevailing interest rate. 2. MoneyPlus Term Loan interest rate is applicable to the approved MoneyPLus Term Loan amount only. 3. Disbursed MoneyPlus Term Loan amount will be rounded down to the nearest hundred. The total MoneyPlus Term Loan amount shall not exceed 90% of the available credit limit on the MoneyPlus Account at the time of application. 4. Interest is calculated on a front end add-on method. MoneyPlus Term Loan interest rates are at 6.38% p.a. for 12-month loan, 7.38% p.a. for 24-month loan or 8.68% p.a. for 36-month loan. Effective interest rates for customers with annual income of S$30,000 and above are at 14.58% p.a. for 12-month loan, 15.40% p.a. for 24-month loan or 17.07% p.a. for 36-month loan while effective interest rates for customers with annual income of S$20,000 to S$29,999 are at 19.46% p.a. for 12-month loan, 17.89% p.a. for 24-month loan or 18.77% p.a. for 36-month loan. 5. A non-refundable processing fee of 2% (if your annual income is S$30,000 and above) or 5% (if your annual income is from S$20,000 to S$29,999) of loan amount or S$75 applies, whichever is higher. 6. An early repayment fee of 1% on the outstanding MoneyPlus Term Loan amount or S$100, whichever is higher, is applicable if the MoneyPlus Term Loan is terminated or if the Customer makes early repayment of the MoneyPlus Term Loan before expiry of the MoneyPlus Term Loan Tenure. 7. To initiate early repayment before expiry of the MoneyPlus Term Loan tenure, the Customer shall inform BOC of such repayment in writing. Otherwise, monthly instalments will continue to be effected. 8. BOC may vary the interest chargeable, the basis of calculation of interest rates, fees, charges or vary the terms and conditions at BOC’s sole discretion and without giving any reason therefore.
Applicant’s Signature / 歍霼➃皊ぜ
Date 傈劍
$
Advance
MoneyPlus Useful Information 僒鴪岤䠑✲고 Get extra cash instantly at BOC ATMS or call for cash via our 24-hour customer service hotline at 1800 338 5335. 1
Cash Advance fees and charges apply.
Acct Status Code
0
%
AP
DE
18000014 Approved By:
CL
LIEN Amt
BT Amt
Foreigner
S$20,000 - S$29,999
S$60,000 and above
Interest charges
MoneyPlus Line of Credit
Interest Instalment Payment Plan
S$30,000 and above
1.65% per month (EIR: 19.80% p.a.); min. S$10
0% Interest Instalment Payment Plan2 ⵄ䜂㉁䨪ⴔ劍➰妴
Interest shall be charged on a daily basis from the date of transaction, subject to a minimum of S$10 per month on the whole balance, including any subsequent debit entries, until payment is credited, and on the reduced balance thereafter until full settlement of the whole balance outstanding
Enjoy the power of 0% BOC IPP by converting your local big ticket credit card transactions into interest-free instalments of 6, 12, 24 and 36 months with NO COST at our partnering merchants.
MoneyPlus Term Loan
2
Subject to a minimum amount of S$500 and the tenure available by the partnering merchants. A penalty fee of S$150 is applicable upon premature termination. Other terms and conditions apply.
For more information, 1800 338 5335
Remarks
Singaporean OR Permanent Resident
Annual income
2.38% per month (EIR: 28.55% p.a.); min. S$10
FOR BOC CARD CENTRE USE | 中国银行卡中心用栏 Card Acct. No
Nationality
www.bankofchina.com/sg
Ꜿ遤⥂殆⥝佖䧴丵㔐䛓♶〥遤鸑濼銳紨涸勉ⵄկ
12 months tenure - 6.38% p.a. (EIR: 14.58% p.a.) OR
24 months tenure - 7.38% p.a. (EIR: 17.89% p.a.) OR
24 months tenure - 7.38% p.a. (EIR: 15.40% p.a.) OR
36 months tenure - 8.68% p.a. (EIR: 18.77% p.a.)
36 months tenure - 8.68% p.a. (EIR: 17.07% p.a.)
AND processing fee at 5% of loan amount or S$75 applies, whichever is greater
AND processing fee at 2% of loan amount or S$75 applies, whichever is greater
Minimum monthly payment
3% of the monthly balance outstanding, plus any outstanding Minimum Payment Sum or S$50, whichever is greater
Late payment charges
2% of the Minimum Payment Sum or S$100 per month, whichever is higher; if min. monthly payment is not made by due date
Annual membership fee
S$100 (Prevailing GST is applicable)
Cash advance fee
S$20 or 6% of amount withdrawn, whichever is greater
Payment hierarchy
Payment made to the MoneyPlus cardmember’s account will be settled in the following order, with 1 being the highest priority for settlement: 1. MoneyPlus Term Loan 2. MoneyPlus Line of Credit 3. MoneyPlus Fund Transfer
Lost/stolen card liability
The Cardmember shall not be liable for any transactions carried out after the Bank has been notified of the loss / theft / unauthorised use of the card. For details, please visit www.bankofchina.com/sg
Other terms and conditions apply for all product and promotions. Bank of China reserves the right to amend or withdraw the offer without prior notice. Ⱖ➭錞ⴭ♸勵妴鷓欽✵䨾剣❡ㅷㄤ⠏䟃կ⚥㕂 All information stated above is correct at the time of print. 䨾剣⥌䜂㖈⽪ⵖ傞姻烁偽霴կ
12 months tenure - 6.38% p.a. (EIR: 19.46% p.a.) OR
There may be circumstances in which you have to pay other fees. See the full list of terms and conditions (Cardmember Agreement): http://www.bankofchina.com/sg
August 2017
Yes! I want to apply for MoneyPlus Account at 19.80% p.a. or 28.55% p.a. effective interest rate 僽涸䧮銳歍霼僒鴪鷳佅餖䨪 㹊꣢䎃ⵄ桧⚹䧴
BOC MoneyPlus / ⚥Ꜿ僒鴪
Bank of China Limited (Incorporated in China) Co Reg. S36FC0753G
Apply for BOC MoneyPlus / 歍霼⚥Ꜿ僒鴪
Up to
12%
^
BOC SHENG SIONG CARD ⚥Ꜿ傻蝫⽓
Cash Rebate at Sheng Siong
Save More On Your Groceries Everyday
The new BOC SHENG SIONG CARD gives you up to 12%^ cash rebate at Sheng Siong - so you can save more on your groceries all year round! No more worries about walking back with heavy shopping bags, enjoy 5%* cash rebate on transport in Singapore. Love travelling? Overseas retail therapy rewards you with 1% cash rebate! No minimum spend and unlimited cash rebate! Honestly, there’s no reason to say No to maximizing your cash rebate with BOC SHENG SIONG CARD.
BOC SHENG SIONG CARD ^You will receive 7% cash rebate on Sheng Siong transactions with no minimum spend, cash rebate is capped at S$70 per billing cycle. An additional 5% cash rebate (3% cash rebate + 2% cash rebate where the 2% cash rebate on Sheng Siong spend is only valid till 31 Dec 2017) on Sheng Siong transactions will be awarded, if you accumulate a total out-store spend of S$400 in other local and foreign retail transactions within the same billing cycle, cash rebate for this additional 5% cash rebate is capped at S$20 per billing cycle. *5% cash rebate is awarded on Transport transactions (Grab, Uber and all taxi rides in Singapore), if you accumulate a total retail spend of S$400 in a billing cycle, cash rebate is capped at S$20 per billing cycle. Spend categories are defined according to universal merchant codes (MCC) assigned by VISA. BOC reserves the right to vary or amend terms and conditions at any time, or withdraw or discontinue the BOC Sheng Siong Credit Card Cash Rebate Programme at any time without liability to any party. Other terms and conditions apply. Please refer to www.bankofchina.com/sg for details.
Website: www.bankofchina.com/sg
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24hr Customer service hotline: 1800 00 338 533 5335 5
