K K U M P U L A N W A N G S M P A N A N P E K E R J A KU UM MP PU UL LA AN NW WA AN NG GS SIIIM MP PA AN NA AN NP PE EK KE ER RJ JA A
LEAVING THE COUNTRY WITHDRAWAL PURPOSE This withdrawal can be made by Malaysian citizens who have renounced their citizenship in order to migrate to another country OR foreign citizens who have ceased to be employed in this country and wish to return to their country of origin. APPLICATION ELIGIBILITY The eligibility to apply for Leaving the Country Withdrawal: Malaysian citizen / Permanent Resident (PR) who has renounced citizenship of Malaysia; OR Non-Malaysian citizen (expatriate / foreign worker) who has ceased to be employed and wishes to return to the country of origin; AND Still has savings in EPF account. TERMS OF WITHDRAWAL You are qualified to withdraw if you fullfill all the conditions for withdrawal. For Expatriate, members can apply within two months:(i) Prior to expiry of work permit or expiry of any work permit extension period from the date the application is submitted; OR (ii) Prior to termination of service by employer. For Foreign Worker, you can apply within two months prior to the expiry of your work permit OR prior to the expiry of any work permit extension period from the date the application is submitted. WITHDRAWAL AMOUNT ELIGIBILTY All the savings in your EPF account. LIST OF REQUIRED DOCUMENTS A.
MAIN DOCUMENTS (APPLICATION FROM WITHIN MALAYSIA)
NO.
LIST OF DOCUMENTS
CATEGORY OF MEMBER EC*
PR*
E*
FW*
1.
KWSP 9K (AHL) Withdrawal Form.
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2.
Photocopy of valid passport showing clearly name and passport number.
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3.
Letter of Renounciation of Citizenship (Form K / Form Y); OR Identification Card Surrender Confirmation Letter issued by Malaysian Embassy / High Commission of Malaysia / Malaysian Consulate in foreign country.
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4.
Identification Card Surrender Confirmation Letter issued by National Registry Department (NRD).
5.
Work Permit.
6.
Proof of termination of work (i) Letter of resignation by employer / contract termination by employer (application must be submitted within two months prior to termination of service by employer); OR (ii) Income Tax Clearance Letter / Statement; OR (iii) Cancellation of work permit (application must be submitted within two months prior to expiry of work permit or expiry of any work permit extension period)
7.
8.
Member’s Contribution Payment Confirmation Form by employer (if still in employment); OR Identification Confirmation Letter from the Embassy of the applicant’s country of origin (if no longer employed). Check-out Memo from the Immigration Department of Malaysia.
* Note: EC – Ex-citizen
PR – Permanent Resident
E – Expatriate
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FW – Foreign Worker
B.
ADDITIONAL DOCUMENTS (IF RELEVANT)
NO.
1.
LIST OF DOCUMENTS
CATEGORY OF MEMBER
Payment Via Direct Crediting Into Applicant’s Bank Account Bank Passbook / Savings Account Statement OR Current Account Statement OR Verification Letter of Account Holder’s Details from Bank OR Account Holder’s Details Printed via Website OR Bank Account Holder’s Card Note: Owns an account with the panel bank appointed by EPF The bank account must still be active and Personal Account type only However, Joint Account type is only allowed for withdrawal amount of more than RM100,000.00 You are advised to update your latest passport number in your bank book / account statement to avoid failure of direct crediting. (Please bring along original documents for verification)
EC*
PR*
E*
FW*
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2.
If your latest passport number differs from EPF record Copy of old passport (used when EPF account was registered)
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3.
If the original valid passport is not with applicant Temporary Travel Confirmation Letter from the Embassy of the applicant’s country in Malaysia.
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If your particulars in EPF record is incomplete or different Applicant’s Identification Confirmation Letter by employer (if the employer is still operational); OR Applicant’s Identification Confirmation Letter by the Embassy of the applicant’s country of origin (if the employer is no longer operational); OR Member’s Contribution Payment Confirmation Form by employer (if the applicant is still in employment).
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5.
If the particulars in the passport differ from EPF record Marriage Certificate or Birth Certificate or other relevant supporting documents (if the name differs)
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6.
If, you submit your application via mail Application for Member’s Registration and Amendments of Member’s Particulars Form (KWSP 3) Note: You are advised to carefully read the instructions in the attached guide before filling in the form.
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* Note: EC – Ex-citizen
PR – Permanent Resident
E – Expatriate
FW – Foreign Worker
DOCUMENTS FOR APPLICATIONS OUTSIDE MALAYSIA NO.
LIST OF DOCUMENTS
CATEGORY OF MEMBER EC*
PR*
E*
FW*
1.
KWSP 9K (AHL) Withdrawal Form.
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2.
Photocopy of valid passport showing your name and passport number clearly.
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3.
4.
Letter of Renounciation of Citizenship (Form K / Form Y); OR Identification Card Surrender Confirmation Letter issued by Malaysian Embassy / High Commission of Malaysia / Malaysian Consulate in foreign country. Identification Card Surrender Confirmation Letter issued by National Registry Department (NRD).
5.
For other additional documents (if relevant), the list of documents are as per paragraph 1.2.
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* Note: EC – Ex-citizen
PR – Permanent Resident
E – Expatriate
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FW – Foreign Worker
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ADDITIONAL INFORMATION Liability to Contribute Foreign citizens are not liable to contribute to the EPF but can opt to contribute if they wish to do so by completing KWSP16B Form (Notice of Election to EPF and Employer for Non Domicile Member). Liability to contribute ends 2 months before the expiry of your work permit or before the expiry of any of your work permit extension. If you have made a Leaving the Country Withdrawal, you cease to be an EPF member according to the EPF Act. If you return to Malaysia and reemployed, you may opt to contribute under a new EPF member number. Statutory Rate The rate of contributions before attaining 55 years of age is subject to Third Schedule Part B (employer’s contribution of RM5 and member’s rate of 11%). The rate of contributions after attaining 55 years of age is subject to Third Schedule Part D (employer’s contribution of RM5 and member’s rate of 5.5 %). However, both the employer and member are allowed to contribute above the statutory rate of contributions by completing form KWSP 17 (for employer) and KWSP 17A ( for member). Withdrawal Eligibility CATEGORY OF MEMBER Non-Malaysian citizen (members who contribute on or after 1 August 1998)
Non-Malaysian citizen (members who contribute before 1 August 1998); OR Foreign citizens with Permanent Resident (PR) status; OR Malaysian citizen who made the Leaving the Country Withdrawal before 1 August 1995
ELIGIBLE WITHDRAWALS Leaving the Country Withdrawal; OR Incapacitation Withdrawal; OR Death Withdrawal You are eligible to apply for all types of EPF withdrawals subject to the terms and conditions.
Incapacitation, Death Benefits or Nomination You are not eligible to receive the incapacitation or death benefits and make nomination EXCEPT (i) You are a Malaysian citizen; OR (i) You are not a Malaysian citizen but have obtained the Permanent Resident (PR) status; OR (ii) You are not a Malaysian citizen who contributed before 1 August 1998 Foreign citizens are not eligible to receive Incapacitation and Death Benefits except members who contributed before 1 Ogos 1998 and have obtained Permanent Residence status. Release of Liability on Investment EPF will release all liability on your investment with EPF approved Fund Managers upon attaining 55 years of age or upon any full withdrawal under Leaving the Country Withdrawal, Incapacitation Withdrawal, Pension Scheme Withdrawal and Death Withdrawal. MODES OF PAYMENT (i)
Payment in Malaysia All withdrawal payments will be credited directly into your account subject to the following: a. You have an account with a panel bank appointed by EPF; AND b. Your account is still active; AND c. Your bank account is a Savings / Current Account (personal) OR Joint Account for withdrawal amount of more than RM100,000.00. d. Your identification number matches with the bank’s record e. Payment is made in Ringgit Malaysia (RM) However, if the payment cannot be credited into member’s bank account due to causes such as bank account is not active or your identification number does not match with the bank’s record, payment will be made via banker’s cheque.
(ii)
Remittance of Payment to Foreign Countries Payment is made via Foreign Bank Draft. Types of currencies are as follows: Foreign currency as per member’s choice stated in the application form subject to the currency is available in EPF’s list for the purpose of payment via Foreign Bank Draft; OR In US Dollar if the currency stated by the member in the withdrawal form is not available in EPF’s list for the purpose of payment via Foreign Bank Draft Note: EPF will make a verification with the member again if the type of currency chosen in the application form is not available in the allowed list or before changing the type of currency to US Dollar.
MODES OF SUBMISSION Submission can be made at any EPF branch either at the counter OR via mail. SUBMISSION AT THE COUNTER Please bring along ALL original documents for verification purposes by the EPF Officer. However, if the photocopied documents have been verified, please ensure the photocopies have been verified by the authorised officer by EPF, complete with signature, name, designation and official stamp. SUBMISSION BY MAIL Please ensure that ALL documents have been verified by an officer authorised by EPF, complete with signature, name, designation and an official stamp. All applications by mail must be addressed to: THE EMPLOYEES PROVIDENT FUND Locked Bag No. 220 Jalan Sultan 46720 Petaling Jaya SELANGOR ENQUIRY Should you have any enquiry or require additional information regarding this withdrawal, kindly contact: Any EPF Office nearest to you; The EPF Call Management Centre (CMC) at: 03-8922 6000 Customer Feedback: http://enquiry.kwsp.gov.my
Please quote your EPF number or your Identification Card number and the type of withdrawal that you have applied for when you contact the EPF.
You Are Our Priorit y Print Date: October 2011
